NUTS-3 HR027 · Croatia
Karlovačka županija
Export region data (CSV)Karlovačka županija generates €1.8bn of GDP across 109.6k residents. Its Opportunity Index of 32.7/100 sits in the lower tier of EU regions, led by economic growth and livability. Its economy has grown +10.0%/yr over five years and accelerating, with the employment rate up 9.7pp. On quality of life it ranks strongest for clean environment (78th EU percentile) and weakest for health (6.5th).
Opportunity Index · composite triage (experimental)
32.7
/ 100 · blends growth, livability, market access & scale · 4/4 pillars
Growth76.4
Livability26.5
Market access23
Economic scale5
Equal-weighted mean of four EU-percentile pillars (deliberately orthogonal: growth=trend, livability=quality, market=distance-weighted demand proxy, scale=absolute GDP). Experimental — a screening triage, not investment advice.
Resilience Index · downside / risk lens (experimental)
36.8
/ 100 · higher = more resilient to downturns · 4/4 pillars
GDP stability23
Labour stability20
Diversification92
Demographic stability12
Inverse of GDP-growth & unemployment volatility (since 2008, incl. 2009/2020 shocks), economic diversification (inverse HHI) and population stability — each EU-percentile-ranked. Higher withstands downturns better. Experimental.
Connectivity Index · transit · air · market access (experimental)
29
/ 100 · higher = better-connected · 3/3 facets
Transit density25
Airport access39
Market access23
Public-transport stop density, proximity to a major airport, and gravity access to surrounding economic mass — each EU-percentile-ranked. Higher = better-connected. Experimental.
Talent & Human Capital Index · skills base (experimental)
12.5
/ 100 · higher = deeper skills base than more EU regions · 4/4 facets
Young tertiary19
Lifelong learning5
Knowledge workers16
Scientists & engineers10
Young tertiary attainment (25–34), adult lifelong learning, knowledge-worker share and scientists & engineers — each EU-percentile-ranked. Higher = deeper talent pool. Experimental.
Quality of Life · composite (experimental)
26.5
/ 100 · EU-relative · 7/7 pillars
Economy11
Jobs14.5
Education7
Health6.5
Safety43.3
Connectivity25
Environment78
Equal-weighted percentile across 6 pillars vs all EU NUTS-3; lower-is-better indicators (crime, unemployment, mortality) inverted. Experimental — regional screening only.
Growth momentum · trend analytics
76.4
/ 100 momentum · EU-relative · 5/5 signals
GDP growth · 5-yr
+10.0%
CAGR, nominal
GDP growth · 10-yr
+6.2%
CAGR, nominal
Acceleration
+3.8 pp
5-yr vs 10-yr
vs country avg
+1.2 pp
inflation-adj.
Population · 5-yr
-0.8%
CAGR
Employment rate
+9.7 pp
5-yr change
Unemployment
-4.5 pp
5-yr change
Compound annual growth to the latest available year vs all EU NUTS-3; GDP is nominal EUR (“vs country avg” removes most national inflation). Screening signal, not a forecast.
Economic structure · gross value added by sector
Dominant: Public · health · education · 24.8%Diversified · HHI 1922
Agriculture 6.1%Industry 20.1%Construction 10.5%Trade · transport · ICT 22%Finance · real estate · prof. 16.4%Public · health · education 24.8%
Share of total GVA (latest year). HHI = sum of squared sector shares ×10,000; higher means a more concentrated, single-sector-dependent economy (more cyclicality risk).
All indicators · 68 more metrics (Eurostat, all-EU)
Economy
Gross value added, total (current prices)
€1,479M
2024 · EU pctl 5
GVA — agriculture, forestry & fishing (A)
€90M
2024 · EU pctl 34
GVA — industry (B–E)
€298M
2024 · EU pctl 8
GVA — manufacturing (C)
€259M
2024 · EU pctl 11
GVA — construction (F)
€156M
2024 · EU pctl 14
GVA — wholesale/retail, transport, ICT (G–J)
€325M
2024 · EU pctl 7
Net disposable household income per capita (NUTS-2 source)
€10,300
2023 · EU pctl 7 · NUTS-2 src
GDP per capita in PPS (purchasing-power adjusted)
22,800 PPS
2024 · EU pctl 15
GDP per capita (current prices, EUR)
€16,300
2024 · EU pctl 13
Gross fixed capital formation — investment (total economy)
€3,386M
2024 · EU pctl 9 · NUTS-2 src
Investment in manufacturing capex (GFCF, NACE C)
€560M
2024 · EU pctl 12 · NUTS-2 src
Compensation of employees (total wage bill)
€7,231M
2024 · EU pctl 10 · NUTS-2 src
GVA — real estate activities (L)
€147M
2024 · EU pctl 7
GVA — information & communication (J)
€52M
2024 · EU pctl 30
GVA — finance, real estate & professional (K–N)
€243M
2024 · EU pctl 4
GVA — public admin, health & education (O–U)
€367M
2024 · EU pctl 7
Labour market
Employment, total persons
47,350
2024 · EU pctl 15
Self-employed persons
5,650
2024 · EU pctl 16
Employment in manufacturing (C)
10,560
2024 · EU pctl 31
Activity rate, 15–64 (NUTS-2 source)
68.1%
2025 · EU pctl 9 · NUTS-2 src
Youth unemployment rate (15–24)
24.7%
2025 · EU pctl 84 · NUTS-2 src
Business demography
Active enterprises (business economy, all sizes)
4,467
2023 · EU pctl 16
Enterprise births
492
2023 · EU pctl 24
Enterprise deaths
233
2023 · EU pctl 8
3-year enterprise survival rate
5.3%
2023 · EU pctl 71
Innovation & R&D
R&D expenditure as % of GDP
0.5%
2023 · EU pctl 8 · NUTS-2 src
Employment in high-tech sectors (% of total)
3.4%
2025 · EU pctl 27 · NUTS-2 src
Education
Tertiary education attainment, age 25–64
20.5%
2025 · EU pctl 6 · NUTS-2 src
Tertiary attainment, age 25–34 (young talent pool)
31.9%
2025 · EU pctl 19 · NUTS-2 src
Adult participation in learning, age 25–64 (last 4 weeks)
4.9%
2025 · EU pctl 5 · NUTS-2 src
Knowledge workers — tertiary-educated & in science/tech (% of labour force)
18.1%
2025 · EU pctl 16 · NUTS-2 src
Scientists & engineers (% of labour force)
5.2%
2025 · EU pctl 10 · NUTS-2 src
Tourism
Nights spent at tourist accommodation (total)
599,607
2024 · EU pctl 37
Mobility
Passenger cars per 1,000 inhabitants
476 /1k pop
2024 · EU pctl 16 · NUTS-2 src
Distinct public-transport stop locations within the region (GTFS feeds, deduplicated across overlapping feeds by coordinate). A measure of transit-network extent.
36
CURRENT · EU pctl 17
Public-transport stops per 100,000 inhabitants — transit service density relative to population (GTFS feeds, coordinate-deduplicated).
33
CURRENT · EU pctl 25
Distance from the region centroid to the nearest major (large) airport, in km - air-connectivity accessibility. Lower is better.
65
CURRENT · EU pctl 61
Number of major (large) airports within 100 km of the region centroid - air-hub catchment richness.
2
CURRENT · EU pctl 50
Demography
Population aged 15–64 (working age)
67,767
2025 · EU pctl 17
Population aged 65+
28,105
2025 · EU pctl 19
Population aged under 15
13,689
2025 · EU pctl 15
Median age of population
48.3 yrs
2025 · EU pctl 71
Old-age dependency ratio (65+ / 15–64)
41.5%
2025 · EU pctl 74
Crude rate of total population change
-4.7 /1k
2024 · EU pctl 18
Crude rate of net migration plus adjustment
3.7 /1k
2024 · EU pctl 41
Crude birth rate
7.1 /1k
2024 · EU pctl 35
Crude death rate
15.4 /1k
2024 · EU pctl 91
Live births
777
2024 · EU pctl 16
Deaths
1,695
2024 · EU pctl 26
Total age-dependency ratio (young+old / 15-64)
61.7%
2025 · EU pctl 67
Total fertility rate (births per woman)
1.42
2024 · EU pctl 54
Population density (persons per km²)
31 /km²
2024 · EU pctl 8
Social
At risk of poverty or social exclusion (AROPE)
30.0%
2025 · EU pctl 88 · NUTS-2 src
Life expectancy at birth
77.2 yrs
2024 · EU pctl 7 · NUTS-2 src
Health
Hospital beds per 100k inhabitants
561 /100k
2023 · EU pctl 66 · NUTS-2 src
Mortality, all causes (age-standardised rate)
1,784 /100k
2021 · EU pctl 94 · NUTS-2 src
Cancer mortality (age-standardised rate)
308 /100k
2023 · EU pctl 98 · NUTS-2 src
Safety & crime
Intentional homicides per 100k inhabitants
0.9 /100k
2024 · EU pctl 64
Robberies per 100k inhabitants
9.1 /100k
2024 · EU pctl 22
Burglaries per 100k inhabitants
87.2 /100k
2024 · EU pctl 16
Thefts per 100k inhabitants
192 /100k
2024 · EU pctl 11
Road traffic deaths per million inhabitants
92 /M pop
2024 · EU pctl 95 · NUTS-2 src
Climate
Elevation at region centroid (Copernicus DEM)
256 m
CURRENT · EU pctl 56
Hot days ≥30°C (avg per year)
30 days/yr
CLIM_2014_2023 · EU pctl 84
Frost days ≤0°C (avg per year)
74 days/yr
CLIM_2014_2023 · EU pctl 68
Heavy-precipitation days ≥20mm (avg per year)
14 days/yr
CLIM_2014_2023 · EU pctl 89
Environment
NO2 (nitrogen dioxide) annual mean concentration — a traffic / combustion pollutant; mean across EEA monitoring stations within the region (verified E1a data). Lower is better.
8
2024 · EU pctl 22
O3 (ground-level ozone) annual mean concentration — a summer-smog pollutant; mean across EEA monitoring stations within the region (verified E1a data).
40
2024 · EU pctl 2
Similar regions · nearest peers on standardised NUTS-3 indicators
Other Croatia regions
HR021
Bjelovarsko-bilogorska županija
HR024
Brodsko-posavska županija
HR037
Dubrovačko-neretvanska županija
HR050
Grad Zagreb
HR036
Istarska županija
HR063
Koprivničko-križevačka županija
HR064
Krapinsko-zagorska županija
HR032
Ličko-senjska županija
HR061
Međimurska županija
HR025
Osječko-baranjska županija
HR023
Požeško-slavonska županija
HR031
Primorsko-goranska županija