NUTS-3 HR027 · Croatia
Karlovačka županija
Karlovačka županija generates €1.8bn of GDP across 109.6k residents. Its Opportunity Index of 32.6/100 sits in the lower tier of EU regions, led by economic growth and livability. Its economy has grown +10.0%/yr over five years and accelerating, with the employment rate up 9.7pp. On quality of life it ranks strongest for clean environment (78th EU percentile) and weakest for health (6.5th).
Long-run trajectory · EU percentile of real GDP per head, 1995–2024
Persistent laggard9 → 10 EU percentile since 1995 (+1 ranks)
Yearly EU-wide percentile of real GDP per head (ARDECO regional accounts, constant 2020 prices, derived over population). 50 = the EU median that year; percentiles are scale-free, so decades are directly comparable. See the backtest for what long-run prosperity ranks do — and don't — anticipate.
Mandate pillar profile · EU percentiles (screener dimensions)
Cost advantage93
Growth momentum76
Energy cost71
Freight intensity51
Industrial base51
Resilience37
Connectivity29
Quality of life26
Economic base15
Talent & skills13
Governance12
Labour market9
Each bar is this region's EU percentile on a screener pillar (higher = better for siting; cost & energy are inverted so cheap scores high). These are the exact weights you tune in the Site Screener.
Opportunity Index · composite triage (experimental)
32.6
/ 100 · blends growth, livability, market access & scale · 4/4 pillars
Growth76.2
Livability26.3
Market access23
Economic scale5
Equal-weighted mean of four EU-percentile pillars (deliberately orthogonal: growth=trend, livability=quality, market=distance-weighted demand proxy, scale=absolute GDP). Experimental — a screening triage, not investment advice.
Resilience Index · downside / risk lens (experimental)
36.5
/ 100 · higher = more resilient to downturns · 4/4 pillars
GDP stability23
Labour stability20
Diversification92
Demographic stability11
Inverse of GDP-growth & unemployment volatility (since 2008, incl. 2009/2020 shocks), economic diversification (inverse HHI) and population stability — each EU-percentile-ranked. Higher withstands downturns better. Experimental.
Connectivity Index · transit · air · market access (experimental)
28.7
/ 100 · higher = better-connected · 3/3 facets
Transit density24
Airport access39
Market access23
Public-transport stop density, proximity to a major airport, and gravity access to surrounding economic mass — each EU-percentile-ranked. Higher = better-connected. Experimental.
Talent & Human Capital Index · skills base (experimental)
12.5
/ 100 · higher = deeper skills base than more EU regions · 4/4 facets
Young tertiary19
Lifelong learning5
Knowledge workers16
Scientists & engineers10
Young tertiary attainment (25–34), adult lifelong learning, knowledge-worker share and scientists & engineers — each EU-percentile-ranked. Higher = deeper talent pool. Experimental.
Quality of Life · composite (experimental)
26.3
/ 100 · EU-relative · 7/7 pillars
Economy11
Jobs14.5
Education7
Health6.5
Safety43.3
Connectivity24
Environment78
Equal-weighted percentile across 6 pillars vs all EU NUTS-3; lower-is-better indicators (crime, unemployment, mortality) inverted. Experimental — regional screening only.
Growth momentum · trend analytics
76.2
/ 100 momentum · EU-relative · 5/5 signals
GDP growth · 5-yr
+10.0%
CAGR, nominal
GDP growth · 10-yr
+6.2%
CAGR, nominal
Acceleration
+3.8 pp
5-yr vs 10-yr
vs country avg
+1.2 pp
inflation-adj.
Population · 5-yr
-0.8%
CAGR
Employment rate
+9.7 pp
5-yr change
Unemployment
-4.5 pp
5-yr change
Compound annual growth to the latest available year vs all EU NUTS-3; GDP is nominal EUR (“vs country avg” removes most national inflation). Screening signal, not a forecast.
Economic structure · gross value added by sector
Dominant: Public · health · education · 24.8%Diversified · HHI 1922
Agriculture 6.1%Industry 20.1%Construction 10.5%Trade · transport · ICT 22%Finance · real estate · prof. 16.4%Public · health · education 24.8%
Share of total GVA (latest year). HHI = sum of squared sector shares ×10,000; higher means a more concentrated, single-sector-dependent economy (more cyclicality risk).
Trends · 2009–2024
GDP (current prices)
€1,783M2024
8.1% 1y 10.0% 5y CAGR
EU percentile 5
Real GDP (2020 prices)
€1,403M2025
3.4% 1y 5.5% 5y CAGR
EU percentile 5
Population
109,5612025
0.5% 1y 0.9% 5y CAGR
EU percentile 17
Unemployment rate
7.4%2025
5.7% 1y 9.1% 5y CAGR
EU percentile 79
Employment
47,3502024
3.6% 1y 3.1% 5y CAGR
EU percentile 15
Productivity / employee
€40,1712025
6.7% 1y 10.4% 5y CAGR
EU percentile 10
Gross value added
€1,479M2024
7.1% 1y 10.3% 5y CAGR
EU percentile 5
All indicators · 86 more metrics (Eurostat, all-EU)
Economy
Gross value added, total (current prices)
€1,479M
2024 · EU pctl 5
GVA — agriculture, forestry & fishing (A)
€90M
2024 · EU pctl 34
GVA — industry (B–E)
€298M
2024 · EU pctl 8
GVA — manufacturing (C)
€259M
2024 · EU pctl 11
GVA — construction (F)
€156M
2024 · EU pctl 14
GVA — wholesale/retail, transport, ICT (G–J)
€325M
2024 · EU pctl 7
Net disposable household income per capita (NUTS-2 source)
€10,300
2023 · EU pctl 7 · NUTS-2 src
GDP per capita in PPS (purchasing-power adjusted)
22,800 PPS
2024 · EU pctl 15
GDP per capita (current prices, EUR)
€16,300
2024 · EU pctl 13
Gross fixed capital formation — investment (total economy)
€3,386M
2024 · EU pctl 9 · NUTS-2 src
Investment in manufacturing capex (GFCF, NACE C)
€560M
2024 · EU pctl 12 · NUTS-2 src
Compensation of employees (total wage bill)
€7,231M
2024 · EU pctl 10 · NUTS-2 src
GVA — real estate activities (L)
€147M
2024 · EU pctl 7
GVA — information & communication (J)
€52M
2024 · EU pctl 30
GVA — finance, real estate & professional (K–N)
€243M
2024 · EU pctl 4
GVA — public admin, health & education (O–U)
€367M
2024 · EU pctl 7
Real GDP (constant 2020 prices, incl. short-term forecast)
€1,403M
2025 · EU pctl 5
Labour productivity per person employed (EUR)
€40,171
2025 · EU pctl 10
Gross fixed capital formation, NUTS-3 (ARDECO)
€451M
2025 · EU pctl 7
Labour market
Employment, total persons
47,350
2024 · EU pctl 15
Self-employed persons
5,650
2024 · EU pctl 16
Employment in manufacturing (C)
10,560
2024 · EU pctl 31
Activity rate, 15–64 (NUTS-2 source)
68.1%
2025 · EU pctl 9 · NUTS-2 src
Youth unemployment rate (15–24)
24.7%
2025 · EU pctl 84 · NUTS-2 src
Unemployment rate 15-74, NUTS-3 native (ARDECO)
7.4%
2025 · EU pctl 79
Labour force aged 15+ (ARDECO)
45,900
2025 · EU pctl 12
Business demography
Active enterprises (business economy, all sizes)
4,467
2023 · EU pctl 16
Enterprise births
492
2023 · EU pctl 24
Enterprise deaths
233
2023 · EU pctl 8
3-year enterprise survival rate
5.3%
2023 · EU pctl 71
Innovation & R&D
R&D expenditure as % of GDP
0.5%
2023 · EU pctl 8 · NUTS-2 src
Employment in high-tech sectors (% of total)
3.4%
2025 · EU pctl 27 · NUTS-2 src
R&D personnel (% of active population, FTE)
0.3%
2023 · EU pctl 4 · NUTS-2 src
Education
Tertiary education attainment, age 25–64
20.5%
2025 · EU pctl 6 · NUTS-2 src
Tertiary attainment, age 25–34 (young talent pool)
31.9%
2025 · EU pctl 19 · NUTS-2 src
Adult participation in learning, age 25–64 (last 4 weeks)
4.9%
2025 · EU pctl 5 · NUTS-2 src
Knowledge workers — tertiary-educated & in science/tech (% of labour force)
18.1%
2025 · EU pctl 16 · NUTS-2 src
Scientists & engineers (% of labour force)
5.2%
2025 · EU pctl 10 · NUTS-2 src
Tourism
Nights spent at tourist accommodation (total)
583,794
2025 · EU pctl 36
Mobility
Passenger cars per 1,000 inhabitants
476 /1k pop
2024 · EU pctl 16 · NUTS-2 src
Distinct public-transport stop locations within the region (GTFS feeds, deduplicated across overlapping feeds by coordinate). A measure of transit-network extent.
36
CURRENT · EU pctl 16
Road freight loaded (annual, thousand tonnes)
3,144 kt
2025 · EU pctl 21
Motorway density (km per 1,000 km²)
18 km/1000km²
2024 · EU pctl 35 · NUTS-2 src
Public-transport stops per 100,000 inhabitants — transit service density relative to population (GTFS feeds, coordinate-deduplicated).
33
CURRENT · EU pctl 24
Distance from the region centroid to the nearest major (large) airport, in km - air-connectivity accessibility. Lower is better.
65
CURRENT · EU pctl 61
Number of major (large) airports within 100 km of the region centroid - air-hub catchment richness.
2
CURRENT · EU pctl 50
Demography
Population aged 15–64 (working age)
67,767
2025 · EU pctl 17
Population aged 65+
28,105
2025 · EU pctl 19
Population aged under 15
13,689
2025 · EU pctl 15
Median age of population
48.3 yrs
2025 · EU pctl 71
Old-age dependency ratio (65+ / 15–64)
41.5%
2025 · EU pctl 74
Crude rate of total population change
-4.7 /1k
2024 · EU pctl 18
Crude rate of net migration plus adjustment
3.7 /1k
2024 · EU pctl 41
Crude birth rate
7.1 /1k
2024 · EU pctl 36
Crude death rate
15.4 /1k
2024 · EU pctl 91
Live births
777
2024 · EU pctl 16
Deaths
1,695
2024 · EU pctl 26
Total age-dependency ratio (young+old / 15-64)
61.7%
2025 · EU pctl 67
Total fertility rate (births per woman)
1.42
2024 · EU pctl 54
Population density (persons per km²)
31 /km²
2024 · EU pctl 8
Health
Hospital beds per 100k inhabitants
561 /100k
2024 · EU pctl 68 · NUTS-2 src
Mortality, all causes (age-standardised rate)
1,784 /100k
2021 · EU pctl 94 · NUTS-2 src
Cancer mortality (age-standardised rate)
308 /100k
2023 · EU pctl 98 · NUTS-2 src
Safety & crime
Intentional homicides per 100k inhabitants
0.9 /100k
2024 · EU pctl 64
Robberies per 100k inhabitants
9.1 /100k
2024 · EU pctl 22
Burglaries per 100k inhabitants
87.2 /100k
2024 · EU pctl 16
Thefts per 100k inhabitants
192 /100k
2024 · EU pctl 11
Road traffic deaths per million inhabitants
92 /M pop
2024 · EU pctl 95 · NUTS-2 src
Governance & institutions
Government effectiveness, WGI score -2.5..2.5 (country)
0.72
2022 · EU pctl 19
Regulatory quality, WGI score -2.5..2.5 (country)
0.30
2022 · EU pctl 4
Rule of law, WGI score -2.5..2.5 (country)
0.43
2022 · EU pctl 10
Control of corruption, WGI score -2.5..2.5 (country)
0.11
2022 · EU pctl 8
Political stability & absence of violence, WGI score (country)
0.73
2022 · EU pctl 86
Energy
Industrial electricity price, 2-20 GWh band, excl. taxes (national)
€0.126/kWh
2025-S2 · EU pctl 29
Industrial gas price, 10-100k GJ band, excl. taxes (national)
€0.048/kWh
2025-S2 · EU pctl 19
Climate
Elevation at region centroid (Copernicus DEM)
256 m
CURRENT · EU pctl 56
Hot days ≥30°C (avg per year)
30 days/yr
CLIM_2014_2023 · EU pctl 84
Frost days ≤0°C (avg per year)
74 days/yr
CLIM_2014_2023 · EU pctl 68
Heavy-precipitation days ≥20mm (avg per year)
14 days/yr
CLIM_2014_2023 · EU pctl 89
Environment
NO2 (nitrogen dioxide) annual mean concentration — a traffic / combustion pollutant; mean across EEA monitoring stations within the region (verified E1a data). Lower is better.
8
2024 · EU pctl 22
O3 (ground-level ozone) annual mean concentration — a summer-smog pollutant; mean across EEA monitoring stations within the region (verified E1a data).
40
2024 · EU pctl 2
Industrial facilities per 100k inhabitants (E-PRTR)
17.0 /100k
2023 · EU pctl 32
Population in the 100-year river floodplain (% of residents, EFAS × census grid)
14.6%
2021 · EU pctl 94
Similar regions · nearest peers on standardised NUTS-3 indicators
Other Croatia regions
HR021
Bjelovarsko-bilogorska županija
HR024
Brodsko-posavska županija
HR037
Dubrovačko-neretvanska županija
HR050
Grad Zagreb
HR036
Istarska županija
HR063
Koprivničko-križevačka županija
HR064
Krapinsko-zagorska županija
HR032
Ličko-senjska županija
HR061
Međimurska županija
HR025
Osječko-baranjska županija
HR023
Požeško-slavonska županija
HR031
Primorsko-goranska županija